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In Vitro Fertilisation (IVF).

We know exactly how stressful IVF treatments and procedures can be, we don’t want you to worry about how you’re going to finance it as well, besides, you have MediFin for that.

We'll take care of the finance, you take care of your family.

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How Much Does IVF Cost?

While you can’t put a price on happiness, when it comes to IVF fertilisation, the price tag can be rather daunting. Costs are in the range of R 25,000.00 – R 120,000.00.

R 25,000.00

Pay with Cash

Not Covered

With Medical Aid

*R 1,454.62 p/m

MediFin Loan

Please Note: The cash price is only an estimate. Ts & Cs Apply. Indicative repayment using assumed fixed interest rate, repayable over 24 months. Subject to credit and affordability assessment. Please use the Loan Calculator for more options, or contact us to speak to a consultant.

How It Works.

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Consult Your Doctor

Get a quote from your doctor (or apply using an estimated procedure amount).

Gather your Documents

You will need a copy of your ID, proof of income (most recent salary slip), last 3 months’ bank statements and proof of residence (eg. a utility bill).

Apply Online

Apply online to check whether you qualify for a Medical Finance loan and send us your documents (See Step 2) via email.

Await Approval

We’ll get back to you within an hour.

Payment Made

Once accepted, we'll make a payment directly to your practitioner within 24 hours.

Where Can I Find a Fertility Clinic?

Find a registered practitioner near you! Or join our directory.

Frequently Asked Questions About IVF.

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What is IVF?

In Vitro Fertilisation, more commonly known as fertilisation or IVF, is the process whereby the egg is fertilised by the sperm outside of the body. The embryo is grown in a lab and inserted into the womb at a later and safer stage.

IVF is one of the most commonly used Assisted Reproductive Technologies (ART) for couples experiencing infertility, and literally translates to “fertilisation in glass”, which is where the term “test tube baby” originates from.

IVF was first developed in Great Britain, with the first “test tube baby” being born in 1978. Since then, IVF has evolved into a treatment for many different kinds of infertility, treating both males and females.

How successful are IVF procedures?

The success rate per IVF treatment is 30 – 40 percent and up to 50 percent in individuals younger than 35 years of age.

Is the egg retrieval procedure painful?

Patients do not feel anything during egg retrieval, since anaesthetic is utilized. A vaginal ultrasonography probe with a long, thin needle is inserted through the vaginal wall and into each ovary during egg retrieval, which is a little procedure. The needle punctures each egg follicle and uses mild suction to delicately retrieve the egg. Once the egg retrieval is completed, the anaesthesia wears off rapidly. Minor cramping in the ovaries may occur, which may be addressed with the right drugs.

What is the IVF process?

The In Vitro Fertilisation process consists of 5 basic steps which all take place during one menstrual cycle:

  • Controlled Ovarian Hyperstimulation: Fertility drugs are given to the woman in order to stimulate egg growth.
  • Egg Retrieval: Eggs are typically removed in an outpatient surgical setting using an injection.
  • In Vitro Fertilisation: The embryologist places the eggs with the sperm in the laboratory, allowing fertilisation to take place.
  • Uterine Embryo Transfer: Embryo transfer is performed in a special procedure room using a tiny catheter and ultrasound guidance.
  • Monitoring and Support: Once the embryo is in the best possible place in the uterine cavity, medication and monitoring is continued for the duration of the pregnancy.

Who should be treated with IVF?

IIVF is used as an effective treatment for infertility of all causes, except those caused by anatomic problems of the uterus, such as severe intrauterine adhesions.

The procedure is generally sought after by couples who have failed to conceive after at least one year of trying, who also have one or more of the following:

  • Damaged or blocked fallopian tubes or pelvic adhesions with distorted pelvic anatomy.
  • Male factor infertility, more commonly known as low sperm count or low motility. Intracytoplasmic Sperm Injection (ICSI) is an IVF procedure that aims to fertilise eggs even with a poor sperm quality.
  • Severe endometriosis.
  • Advanced female age.
  • Failed 2 – 4 cycles of ovarian stimulation with intrauterine insemination.
  • Decreased ovarian function, which refers to a lower quantity (and sometimes quality) of eggs.
  • Unexplained infertility when inseminations have failed.

What impact does infertility have on psychological well-being?

Infertility is one of the most difficult life crises that a couple may experience. Long-term infertility might elicit strong sentiments of bereavement. For most couples, dealing with the plethora of medical decisions and concerns that infertility entails may be quite stressful. Anxiety, despair, and a sense of being out of control or alone plague many marriages.

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