Frequently asked questions

Can you help me over the phone?
Yes, we have designated administrators that are able to assist you via email and telephone.

Please call 0861 000 808 and one of our dedicated consultants will assist you.

Alternatively, apply here with your contact details and one of our consultants will call you back.

What type of medical procedures do you finance?

MediFin Finances all types of medical, dental and cosmetic procedures that is not life threatening and performed by registered health professionals. The procedures we finance include, but are not limited to the following :

Cosmetic Surgery Finance

Hair Restoration Finance

Plastic Surgery Finance

Cosmetic Dentistry Finance

Cancer/Radiation Treatment Finance

IVF (fertility) Programs Finance

Laser Eye Surgery Finance

Bariatric Surgery Finance

Dental Surgery Finance

Laser Eye Surgery Finance

Bariatric Surgery Finance

Dental Surgery Finance

Reconstructive Surgery Finance

General Surgery Finance

Orthodontics Finance

Hospital Stays Finance

Veterinary Surgery Finance

Health & Beauty Treatments Finance

Spa Packages/Treatments Finance

Any Medical or Beauty Treatments Finance

What is the maximum loan amount I can request?
MediFin provides finance for amounts between R8,000 and R150,000 and up to 110% of the total medical costs.

What interest rate do you charge?
Interest rates vary depending on the applicant’s credit profile and can only be provided once we have assessed his or her application. On average our rates are very competitive compared to the rest of the credit lending industry.

What is the longest loan repayment term that I can apply for?
MediFin offers repayment terms that range from 12 to 48 months and we can structure a repayment to suit your unique affordability needs..

How long does the application process take?
We can approve your application within an hour and fund your procedure within 24 hours, provided we receive all the required documentation.

Can a loan be paid up sooner?
Yes. Loans can be settled any time before the end of the loan term on request of an early settlement quote. MediFin does not charge early settlement penalties.

Can I make additional payments and how will they affect my account?
Yes. Additional payments will be allocated towards your principle debt. This will result in you paying off your outstanding loan much faster and reduce the total amount of interest payable over the term.

Can I use any Medical Practitioner?
Yes. MediFin works with all registered doctors, dentist and plastic surgeons registered with the Health Professions Council of South Africa. Should you not have a preferred medical practitioner yet, please choose from MediFin’ s list of preferred doctors with whom we have worked with before.