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Are you planning to give birth by C-Section? Visit your local Gynaecologist and ask about their financing options, or simply apply for a loan, and we’ll take care of the rest!

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How Much Does It Cost To Get a C-Section?

The cost of a C-Section can range from R 38,000 – R 44,000.

R 44,000

Pay with Cash

Not Covered

With Medical Aid

*R 2,459.14 p/m

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Please Note: The cash price is only an estimate. Ts & Cs Apply. Indicative repayment using assumed fixed interest rate, repayable over 24 months. Subject to credit and affordability assessment. Please use the Loan Calculator for more options, or contact us to speak to a consultant.

How It Works.

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Consult Your Doctor

Get a quote from your gynaecologist (or apply using an estimated procedure amount).

Gather your Documents

You will need a copy of your ID, proof of income (most recent salary slip), last 3 months’ bank statements and proof of residence (eg. a utility bill).

Apply Online

Apply online to check whether you qualify for a Medical Finance loan and send us your documents (See Step 2) via email.

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Payment Made

Once accepted, we'll make a payment directly to your practitioner within 24 hours.

Where Can I Find An Gynaecologist?

2 Torsvale Crescent, Torsvale Office Park, Durban, KwaZulu-Natal 4319

Frequently Asked Questions About C-Sections.

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What is a C-Section?

A caesarean section, also known as a c-section, is a surgical procedure for delivering a baby. It involves making incisions in both the abdomen and uterus to remove the baby. Doctors may recommend a c-section for high-risk pregnancies, such as those with high blood pressure or breech presentation. However, nowadays, some women elect to have a c-section for reasons such as speed, predictability, and convenience. Ultimately, the choice between natural labour and a c-section is a personal one.

Why would a C-Section be required?

A C-section may be recommended for the following reasons:

  • Your baby is in a breech position, meaning it may present feet or bottom first, which can increase the risk of complications during a vaginal birth.
  • Your doctor may advise a c-section if there’s a possibility of an emergency due to the baby’s size or weight.
  • Expecting identical twins may also prompt some doctors to suggest a c-section delivery.
  • If you’re diagnosed with preeclampsia or high blood pressure, a caesarean section may be necessary.
  • In cases where the baby is not receiving adequate nourishment, a c-section may be considered as a viable option.

Is natural birth or a C-Section more painful?

Every expecting mother wonders about the relative pain levels of a caesarean section versus natural labour. The only individuals with first-hand experience to answer this question are mothers who have undergone both procedures.

Natural labour is typically more painful during the birthing process since you feel every contraction. However, the pain usually subsides once you start pushing. If the contractions become too intense, you can request an epidural. If you don’t require an episiotomy, recovery time is typically fast.

On the other hand, a c-section typically doesn’t cause any pain during the procedure as you’re given a regional anaesthetic that numbs you from the waist down. You may feel some pulling or pressure but no pain. However, after the anaesthetic wears off, you’ll become aware that you’ve undergone surgery. To access your baby, your doctors had to cut through your stomach muscles, which prolongs the recovery period.

While medication can alleviate discomfort, you’ll need to refrain from driving for the first six weeks. Your doctor may also recommend that you avoid heavy lifting until your stitches have fully healed.

What are the potential risks of undergoing a C-section?

Potential risks for the mother:

Although rare, an allergic reaction to the anaesthesia may occur, but your anesthesiologist will closely monitor you. If you experience symptoms like itching, numbness in the tongue, or dizziness, raise your concerns during the procedure.

In extremely rare cases, there may be excessive blood loss.

An infection may develop around the incision site or the lining of the uterus, though the latter is relatively uncommon. If you feel pelvic pain, consult your doctor.

Potential risks for the baby:

Breathing problems may arise if there is residual fluid in your baby’s lungs. If you observe rapid breathing in your baby, contact your doctor immediately.

If the baby is delivered before 39 weeks, the lungs may not be fully developed, which can cause breathing difficulties. However, your doctor and the nursing staff will keep a close eye on your baby.

How does a C-Section work?

During a c-section, your partner will be required to wear hospital scrubs, including a hat and shoe covers. After administering a spinal block or epidural, the surgical site will be cleaned, shaved (if necessary), and washed in an antiseptic solution. A catheter will also be placed into your bladder.

A sterile screening cloth will be placed between you and the doctor to maintain a sterile environment. Your obstetrician will then make a small incision above your pubic hairline and open the muscle layers to reach your baby. The amniotic fluid will be suctioned out, and your baby will be delivered through the incision.

After the umbilical cord is cut, the placenta will be gently removed from your belly. The procedure usually takes around ten minutes, with an additional thirty minutes allotted for stitching the wound closed. Throughout the surgery, your partner can provide support by holding your hand and offering encouragement.

How long does it take to recover from a C-Section?

The recovery time for a c-section typically lasts between four to six weeks for new mothers. Although some may claim they resumed driving just days after the surgery, medical experts recommend waiting at least two weeks before getting behind the wheel.

During the recovery process, you can expect to stay in the hospital for around three days. While you are able to hold your baby, avoid lifting anything heavy. If you plan on breastfeeding, it is essential to use a feeding pillow to support your baby without straining your stitches.

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