Need a pair of braces? Visit your local Dentist and ask about their financing options, or simply apply for a MediFin loan, and we’ll take care of the rest!

MediFin, bringing South African smiles to life, one loan at a time.

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Payout in
24 Hours*



How Much Does It Cost To Get Braces?

The cost of an appointment with your Dentist plus a pair of braces can range from R15,000 – R52,000.

R 15,000

Pay with Cash

Not Covered

With Medical Aid

*R 1,601.53 p/m

MediFin Loan

Please Note: The cash price is only an estimate. Ts & Cs Apply. Indicative repayment using assumed fixed interest rate, repayable over 24 months. Subject to credit and affordability assessment. Please use the Loan Calculator for more options, or contact us to speak to a consultant.

How it Works

Applying is quick and easy! Need a hand?


Consult Your Dentist

Get a quote from your dentist (or apply using an estimated procedure amount).

Gather your Documents

You will need a copy of your ID, proof of income (most recent salary slip), last 3 months’ bank statements and proof of residence (eg. a utility bill).

Apply Online

Apply online to check whether you qualify for a Braces Finance loan and send us your documents (See Step 2) via email.

Await Approval

We’ll get back to you within an hour.

Payment Made

Once accepted, we'll make a payment directly to your dentist/orthodontist within 24 hours.

Where Can I Find A Dentist?

Find a registered Dentist or Orthodontist near you! Or join our directory.

Frequently Asked Questions About Braces

Can’t find what you are looking for? Ask your own question here.

If I get braces, how long do I have to wear them?

The amount of time spent wearing braces will vary, depending on the individual patient, because every smile responds differently to a treatment.

Treatment times can take anywhere from six to 30 months, but most standard treatments last about 18 months.

Can I brush normally with braces?

Yes. It’s extremely important you brush after you eat and remove any food stuck in your braces.

Your orthodontist will give you a special flosser that gets in between your braces. You take aligners out when you brush and floss.

What are the different types of braces and cost?

There are 5 main types of braces available today:

  • Metal braces – from R 18,000
  • Ceramic braces – from R 30,000
  • Self-ligating braces – from R 30,000
  • Lingual braces – from R 48,000
  • Clear aligners – from R 50,000

Do braces hurt?

Braces do not often hurt, though you may feel a small amount of discomfort for a couple days as your teeth, gums, cheeks, and mouth get used to your new braces.

What happens once my braces come off?

To help your teeth stay in their new position, you’ll need to wear a retainer. That’s a plastic plate with a wire that goes across the top or bottom teeth.

At first, you’ll wear a retainer around the clock, taking it out every time you eat. After a while, you’ll only need to wear it at night while you sleep.

What Are The Benefits of taking out a medical loan for Braces?

Medical loans for braces will help you focus more on your health while avoiding the stress associated with medical aid approvals. MediFin medical loans provide you with countless benefits as loans are available from as little as R1,000 up to R150,000. Other benefits include the following:

  • Instant pre-approval
  • Loans are paid out to dentists within 24 hours
  • You can receive funds for root canals, braces or teeth whitening much faster than waiting for medical aid approval
  • Medical loans do not require you to have collateral or pay any form of deposit
  • Medical loans offer more financing options than credit cards
  • You can use the medical loan to pay for other related expenses

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