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Mediclinic and MediFin team up to assist patients requiring surgical procedures

With medical insurance in South Africa becoming increasingly expensive, a growing number of people are turning to medical financing and private medical loans to cover the costs of healthcare procedures. As an authorised financial service and registered credit provider, MediFin understands the need for affordable healthcare and has recently announced a collaboration with Mediclinic Southern Africa.

Together, MediFin and Mediclinic are able to offer support to those who do not have medical aid, or who prefer not to immediately cover the costs of a surgical or diagnostic procedure.

Private Fixed Fees offered by Mediclinic Southern Africa

Mediclinic is a leading private hospital group operating in South Africa and Namibia.

Mediclinic offers private fixed fees for patients who will be paying upfront for their surgery. This may include those without medical insurance, those whose insurance does not cover specific procedures or where medical aid benefits have been exhausted for the year. Mediclinic’s private fixed fees are a quoted amount for a planned procedure that includes the hospital costs related to the clinical treatment received for the duration of stay in hospital, regardless of the level of care required.

As more patients are opting to pay for their surgical procedures over time, Mediclinic recently enhanced their fixed fee procedures for privately paying patients by collaborating with MediFin. To ensure they receive the highest quality service, MediFin is proud to offer financial loans to prospective patients relating to these Private Fixed Fee Procedures.

Which procedures do the Fixed Fee Packages cover?

Fixed Fee Packages are available for a broad range of common procedures. Whilst this list is not exhaustive, it includes the following:

  • Births
  • Colorectal procedures
  • Ear, nose and throat surgery
  • General surgery
  • Infertility surgery
  • Ophthalmic surgery
  • Dental procedures
  • Orthopaedic procedures
  • Gynaecological surgery
  • Reconstructive surgery
  • Sterilisation
  • Scopes
  • Urology

The full list of procedures and related costs can found at

The hospital private fixed fee excludes the doctor’s costs as well as certain other items such as the cost of prosthetic devices. All the information relating to the private fixed fees are available on Mediclinic’s website.

MediFin offers affordable medical financing for Private Patients

MediFin is here to help patients get the treatment they need, whether it’s for simple dental work or a more complex procedure. If you don’t have medical aid or the procedure is not covered as part of your scheme, MediFin can take care of it. From dental and hearing finance to loans for general surgery, pregnancy and fertility finance, MediFin is the preferred choice for many South Africans.

Along with convenient payment plans, MediFin also has a simple online application process so anyone can schedule their procedure and pay for it over time. As you’d expect, there may be additional costs but you can apply for a medical loan from MediFin to cover it all. This includes the hospital costs within the Private Fixed Fee, as well as the doctor’s fees and any other medical expense related to the procedure.

The collaboration between MediFin and Mediclinic provides privately paying patients with real financing options. It gives patients more peace of mind knowing they are covered across a wide range of diagnostic and surgical procedures with a choice to pay over time.

How to apply for a medical loan from MediFin

MediFin’s application process can be done online quickly and easily. It involves the following steps and procedures:

  1. Get a quote from your doctor or healthcare practitioner Apply online at
  2. Feedback from Medifin on the loan application is quick, normally within an hour of submission
  3. If the loan application is approved, you can digitally sign a loan agreement via email
  4. Payment is made directly to your healthcare provider by MediFin

If you’re a general practitioner or a specialist, help your patients gain access to affordable medical loans by registering on our website to join our online directory.