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How COVID-19 has changed the way we work.

The coronavirus (COVID-19) is affecting everyone across the world, regardless of gender, age or ethnicity and should be taken seriously. Among so many dedicated and trustworthy companies helping the government and the South African public, MediFin is there to provide coronavirus support and affordable medical loans to everyone in need.

To continue offering vital financial services, MediFin needs to continue operations. As a predominantly online business, staff are now working remotely and will be available during office hours to all medical practitioners and patients.

Considering the serious impact of the COVID-19 pandemic and the financial constraints during these unprecedented times, MediFin has launched a medical emergency loan as part of their essential coronavirus support. This means we can finance any medical appointment or test up to the value of R8,000 within a matter of hours, removing some of the onerous documentation required for normal medical loans.

It is ideally suited to salaried individuals or pensioners receiving a regular income but they must have a bank account and good credit record.

There’s no limit to what the loan can be used for, especially when medical aids don’t cover it either fully or partially. In terms of the coronavirus tests costing R1,400 it provides affordable fixed monthly repayments of R370, 96 over 6 months. If you have a bank account and good credit rating, you can apply for medical financing in just a few simple steps.

When Should I Get Tested For COVID-19?

Many South Africans want access to coronavirus tests to see whether they have the virus nor not but, unfortunately, it is impossible to test everyone. Coronavirus tests are reserved for patients who have been assessed by their primary caregiver or healthcare provider who needs to approve the patient for the COVID-19 test. Here is a brief breakdown of the COVID-19 case criteria for testing according to the National Institute for Communicable Diseases (NICD).

Testing Criteria for Person Under Investigation (PUI)

People with acute respiratory illness showing the sudden onset of at least one of the following; cough, sore throat, shortness of breath or measured fever of ≥38°C or history of fever irrespective of admission status.

Testing Criteria for People At The Highest Risk

The highest at risk are those who have an acute respiratory illness and who meet at least one of the following criteria in the 14 days before symptoms appear:

  • Were in close contact with a confirmed or possible case of a COVID-19 infected person
  • A documented travel history to any country with local transmissions of COVID-19
  • Worked in, or attended a healthcare facility with COVID-19 cases
  • Admitted with severe pneumonia where the cause of the symptoms hasn’t been confirmed

He who has health has hope and he who has hope has everything.” – Arab Proverb

Coronavirus Support In South Africa

Whilst the lockdown is not ideal for our economy, it was a necessary step to help fight the spread of this dreaded virus. People who are safe and healthy at home need to spare a thought for all healthcare workers on the front line risking their lives every day to help save others.

Remember, coronavirus support comes in all shapes and sizes and can either be food parcels, donations or volunteering. There are countless organisations in urgent need of coronavirus support and you can find a few listed below:

COVID-19 Healthcare Tips

The lockdown does not cure the coronavirus but staying at home will certainly help stop it from spreading. Reduce your chances of being infected or spreading the coronavirus by doing the following:

  • Stay at home
  • Regularly and thoroughly washing your hands with soap and water or use an alcohol-based hand rub/hand sanitiser for at least 20 seconds
  • Wash hands often, especially before handling food, after using the toilet or coughing and sneezing
  • Cover your mouth and/or nose in the bend of an elbow or a tissue, discard immediately and wash your hands
  • Don’t touch your eyes, nose and mouth with unwashed hands
  • Avoid close contact with people who are sick
  • Masks are likely not going to protect healthy people but they do limit the spread when worn by infected people who are coughing and sneezing. A surgical mask is fine while an N95 is not necessary and should be reserved for medical professionals

When To Seek Medical Care

If you suspect you may have contracted COVID-19, you must not leave your home to get tested. Doing so will greatly increase the risk of being infected or infecting others. It’s best to remain at home and take the self-assessment test to determine your level of risk. Should the results show that you may be at risk of COVID-19, you need to self-isolate and immediately contact a healthcare professional.

When it comes to global health, there is no ‘them’, only ‘us’” – Global Health Council

Who Is MediFin?

MediFin is an independent, self-funded and approved financial services and registered credit provider offering a selection of insurance products and affordable medical loans for procedures performed by registered South African doctors and other medical practices.

The medical loan can be used to cover the entire procedure or part thereof which is especially helpful in covering other medical expenses when your medical aid can’t.

MediFin can process and approve medical loans within minutes without having to speak to anyone. You can apply for medical loans from any device connected to the internet. Once approved, the funds will be paid out before the end of the day within working hours.