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Life-Changing Loans.

Whether it’s a scan that saves your life or that cosmetic or dental surgery you’ve always wanted, Fin Medical Loans has a Life-Changing loan that’s right for you.

South Africa’s preferred Medical Finance Provider

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SCAM ALERT: We have been notified of scam artists pretending to represent our company and asking for upfront payments to confirm bank details. Please note Fin Medical Loans will never request an upfront payment or security fee from its applicants.


Payout in
24 Hours*



Welcome to Fin Medical Loans, South Africa’s niche Medical Financial Services Provider. We enable South Africans to obtain those medical procedures not covered by their medical aid provider.

How We Can Help?

Select an option below to learn more about our Personal Medical Loans.

Cosmetic Surgery

Tummy Tucks | Hair Restoration | Liposuction

Dental Surgery

Teeth Whitening | Composite Bonding | Dental Implants

Hearing / Audiology

Implants | Hearing Tests | Tinnitus Treatments

Vision / Optics

New Glasses | Laser Eye Surgery | Dry Eye Treatments

General Healthcare

Medical Supplies | Day Hospitals | Physiotherapy

Pregnancy & Fertility

Caesarean Section | IVF | Sperm & Egg Donors

General Surgery

Surgical Oncology | Transplant Surgery | Trauma Surgery

Other Finance

Veterinary Finance | Personal Finance | Professional Finance

How It Works.

Applying is quick and easy! Need a hand?


Apply Online

Apply online to check whether you qualify for a Fin Medical Loan.

Await Approval

We’ll get back to you within an hour.

Payment Made

Once accepted, we make a payment directly to your General Surgery practitioner within 24 hours.

Find a Trusted Doctor.

Find a registered practitioner near you! Or join our directory.

Why Choose Fin Medical Loans.

Southern Africa’s first choice Medical Finance Provider

Convenient Online Application

Check online to see if you qualify for a Fin Medical Loans loan and get approved instantly

Flexible & Affordable Finance

Fin Medical Loans offers you low-interest, flexible and affordable Medical Finance

Safe, Secure & Confidential

All Fin Medical Loans transactions are done in a safe, secure, and confidential manner.

What Our Clients Are Saying.

Let your voice be heard, add your review.

Fin Medical Loans has changed my life! I have always trained and diet like a crazy person but there is just something one can not out train or out diet!

I desperately needed to get a few cosmetic things done like a tummy tuck, lipo and breast reduction. All these treatments are unaffordable but Fin Medical Loans came to the rescue and approved me for a loan.

My dreams came true and Fin Medical Loans and Dr Paul Mcgarr Changed my life and I am now the person with the body I have always wanted the world to see!

I most defiantly recommend Fin Medical Loans to anyone who needs financial help when it comes to cosmetic surgery.

- Cherise

I've done some comparisons between well-known loan providers... Fin Medical Loans offered me the lowest rate. Thank you for your speedy service

- Mishke

Thank you so much for your excellent service and assistance.

- Lauren

Many thanks for all your help it's much appreciated.

- Viruschka

Thank you for getting this done so quickly and painlessly, it has been greatly appreciated.

- Lee-Anne

Thank you very much for your kind assistance Angelique!

- Lars

Thanks for the excellent service.

- Bonolo

Thank you again for your excellent service. It has been a pleasure dealing with you and I will certainly recommend Fin Medical Loans to others.

- Jane

Thank you for the fantastic service! much appreciated.

- Thanusha

Thank you so much for your speedy work!

- Willem

Thanks a lot for your quick response. I am pleased to hear that the finance for the procedure has been approved.

- Annshen

Thanks a million for all your help !!!! 😊 😊 😊

- Yolandi

Thank you for your professional service up to now.

- Yana

Alliance Member Network.

Together, we can help South African’s achieve healthier living!

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